In its simplest form, the money envelope system involves putting cash into envelopes that are labeled with spending categories like “Groceries”, “Clothing”, or “Coffee Money”. The cash envelope budgeting system is an easy way to limit your spending on certain variable expenses each month.
#BUDGET PLANNER WITH CASH ENVELOPES HOW TO#
Read on to see how to get started with this budgeting system, how to make your own cash envelopes, and how to use a cash tracker on each envelope to make this system work for you! And grab my free printable money envelope PDF to try it out for yourself! What Is the Cash Envelope Budgeting System? Want to see how the cash envelope system works and try it out for yourself? Once you figure out how much money you can spend on different things like groceries, clothing, and entertainment each month, you can use a cash envelope template to make sure you don’t go over your spending limits. And I’ve got some awesome free printable cash envelopes to help you get started!Ĭash envelope templates make it easy to start using a money envelope budget system. If that sounds all too familiar, then the cash envelope budgeting system may be just the thing you need to stay on track with your variable spending.
What do you do when Starbucks sends you an awesome “Bonus Stars” offer but you’ve already used up your coffee money for the month? Or what happens when you’re at the mall and you see a super cute shirt on sale for 80% off but your allotted money for clothing purchases for the month is already gone?ĭo you just whip out your credit card anyway? To heck with the budget… this deal is just too good to pass up! Setting a monthly spending limit for things like coffee runs or new clothes is great… but how often do you actually stick to those budget limits that you set for yourself? Sticking to a budget can be extremely difficult. Learn how to use cash envelopes and grab the free printable money envelopes template now! My free printable cash envelope template is the perfect way to track your variable spending and manage your budget this month.
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